FEATURED EXCELLENCE AWARDEE

Ralph Nour, CIM®

“I had a picture of a house, and the house was Premiere Mortgage Centre”

Kerri Reed, Premiere Mortgage Centre

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EXCELLENCE AWARDEE: The Worldsource Wealth Management Award for Young Entrepreneur of the Year

www.ralphnour.com

https://www.linkedin.com/in/ralph-nour/

rnour@npw.ca

905.845.9090 x 177

2845 Bristol Circle, Oakville, Ontario L6H 6X5

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EXCELLENCE AWARDEE: The Worldsource Wealth Management Award for Young Entrepreneur of the Year

Ralph Nour, CIM®

https://www.facebook.com/nourprivatewealth/

@nour_private_wealth

1188 Whakue St, Rotorua Central, Rotorua

@transalta

Distinctive Wealth Stewardship: Ralph Nour’s Unique Approach to Navigating Financial Complexity Ralph Nour represents a new era of disciplined, values-driven wealth stewardship. At just 32 years old, he has established a respected independent advisory practice that now serves over 200 affluent households across Canada. His recognition as a finalist for Canada’s Young Entrepreneur of the Year reflects his dedication to professionalism, trust, and long-term client success. When Ralph entered Canada’s financial industry in 2017, he had no pre-existing network, institutional backing, or legacy book of business. What he brought was a clear purpose: to deliver tailored advice to individuals and families navigating complex financial challenges. Ralph holds licences in both securities and insurance. This dual expertise allows him to provide integrated planning across investment management, insurance structuring, estate strategies, and business succession. His clients include entrepreneurs, professionals, and multigenerational families who rely on him for clarity, discretion, and high-touch service. “For me, each relationship is personal,” Ralph says. “Clients are entrusting me with their future. That responsibility deserves honesty, precision, and unwavering care.” He is known for guiding clients through pivotal moments such as liquidity events, generational wealth transfers, and strategic exits. His approach is thoughtful and comprehensive, ensuring that every recommendation aligns with the client’s goals and values. Beyond his advisory practice, Ralph is committed to mentorship and public education. He regularly delivers financial literacy seminars designed to be accessible to a wide audience. His inclusive programming includes sessions with live interpretation for the deaf community, helping bridge financial knowledge gaps across underserved groups. Ralph is also an advocate for local arts and culture. He believes that financial stewardship is not only about capital growth, but also about investing in resilient, well-rounded communities.

The Lakes College Culinary Club (TLCCC) started with a team of 12 students and has now expanded to over 30 members, showcasing its continued success through participation in college events and even catering for local community organisations. This program not only imparts valuable culinary skills but also teaches the significance of community service, fosters practical abilities and cultivates a professional work ethic. Spanning ages 11 to 18, the Culinary Club challenges students to create elaborate six-course degustation dinners and manage large-scale catering for college gatherings. Chloe, a Year 7 student, praises the program for imparting essential life skills in an enjoyable way among friends. Likewise, Emily values the connections she forms despite the program’s demanding pace. Under the guidance of Chef Joel, TLCCC contributes to the college’s ethos and the students’ personal growth. The program’s commitment to local ingredients and culinary adventures is evident as it expands to include barista training and Responsible Service of Alcohol certification. The program seamlessly merges science, art and food technology, promoting discipline and shared responsibility. TLCCC embodies a commitment to service, community engagement and student leadership, cementing its unique character and contribution to The Lakes College.

@mldwealthmanagementgroup5617

Nour Private Wealth

@blackfishfinance

Centurion manages a diverse portfolio of multi-family apartment units, medical offices, and student housing beds across 46 cities in Canada and the United States. This includes 160 properties: 134 multi-residential apartments, 16 student communities, and 10 medical offices, totaling 22,314 rental units. Centurion aims to provide investors with alternative investment solutions focusing on capital protection, regular cash flow, risk-adjusted returns, low volatility, diversification, and tax efficiencies. They strive to be a leading, reputable multi-disciplinary asset manager, capitalizing on new investment opportunities, embracing change, and driving continual improvements. Their core values of respect, integrity, simplicity, and excellence drive their mission. Investment/Financing Solutions: REIT: The Centurion Apartment Real Estate Investment Trust (REIT) invests in a diversified portfolio of rental apartments and student housing properties, as well as mortgage and equity investments in property developments across Canada and the United States. The REIT focuses on areas with historically low vacancy rates, growing population demographics, addressing the growing need for housing and supporting the development of communities. CFiT: Centurion Financial Trust (CFiT) is an income and growth-oriented trust that invests in a diversified portfolio of debt investments, including mortgages, opportunistic real estate developments, and corporate debt. Mortgage: Centurion Asset Management Inc. is also a licensed mortgage broker (#12372) acting primarily on behalf of Centurion Apartment REIT. The team specializes in construction and term financing for multi-residential apartments, student housing, condominiums, and other traditional forms of real estate. They provide first and second mortgages, subordinate mezzanine, participating debt, and equity financing. Additionally, they fund development, bridge, and acquisition opportunities. Property Management: Centurion is a leading provider of quality multi-residential apartments and student communities in Canada and the United States. The goal has always been to provide residents and their families with clean, safe, and comfortable homes. The company enhances residents' living experiences by proactively attending to their needs and constantly seeking ways to elevate their rental experience. Corporate Responsibility: Centurion is committed to corporate social responsibility (CSR) and sustainable investing. The firm integrates environmental, social, and governance (ESG) considerations into its investment processes, ensuring that its investments contribute positively to society and the environment. Centurion supports various community initiatives and philanthropic efforts, reflecting its dedication to making a meaningful impact beyond financial markets. Leadership Team: The success of Centurion is driven by its experienced and visionary leadership team. The firm’s executives bring a wealth of knowledge and expertise from diverse backgrounds in finance, real estate, and investment management. Their collective experience and strategic insight guide the firm’s operations, driving growth and innovation. Client-Centric Approach: At Centurion, clients are at the heart of everything they do. The firm prioritizes building long-term relationships based on trust, transparency, and mutual respect. By understanding clients’ unique needs and objectives, Centurion delivers tailored solutions that help clients navigate complex financial landscapes and achieve their goals. Consistent Returns: Since inception, Centurion has offered investors positive annualized returns, making it a reliable choice for those seeking dependable investment opportunities.